Sporting activities are among the most popular activities for travellers. Wherever one goes throughout the world, there are always going to be options for sports activities. They run the whole gamut, from rugby or soccer tournaments to skiing, sailing, mountain climbing, camping, scuba diving, or extreme sports. They are thrilling pursuits but they carry their own risks, and not a year goes by without a sports traveller getting injured or killed. Furthermore, others will have their sporting holiday spoiled for various reasons. All this makes getting travel insurance before a sports-oriented holiday important.

Getting injured brings a host of problems to both you and your companions or loved ones. First are the medical/hospital bills if the injuries are serious or should illness strike you during said trip. Sometimes, if the place you are in cannot handle their problem, you might require an expensive airlift back home. The same logic applies in the cases where a death occurs and returning home the body will require such an action too. Both scenarios are stressful, and worrying about heavy financial costs only adds up to stress.

Beyond the aforementioned problems that highlight the necessity of travel insurance are mundane issues that surround the trip. For instance, the needed equipment for your holiday sports activity may be lost, damaged, or stolen on the way to your destination. There is also the possibility of your flight being cancelled because of bad weather, mechanical problems, political unrest, or natural disasters either in your stopover point or destination. A cancelled flight will wreck havoc on your lodging and itinerary plans, and will most likely force you to pay extra to either rebook or cancel. Like the above scenario, fretting over the financial costs will inflict more stress than there otherwise would be.

Getting cheap travel insurance in this internet-driven age is not difficult and expensive. There are many companies that offer their services online and these can be obtained with a few mouse clicks. The process can be done in a matter of minutes and only entails the following steps:

a)      Getting a quote on the site after you fill out travel details such as your destination, length of time away, age, and number of companions.

b)       Selecting from all the options offered based on the quote.

c)       Paying via your credit card (amounts are usually less than A$100).

d)      Receiving via email and printing your “Certificate of Insurance.”

Sporting holidays, like any other, are a time for you to enjoy yourself. While most people come home from their trips with nothing more than pictures and fun memories, mishaps are always a possibility and encountering them unprepared makes things worse. Comprehensive but cheap travel insurance coverage is only a click away and may spell the difference between a minor inconvenience and a major problem if you run into problems during your trip. So please do not forget to get covered.

Before hitting the ball and walking the lush, green fairway, you need to get golf travel insurance. This is essential for any avid golfer who wants to enjoy their holiday knowing they’ve got everything in their bag covered. When you play at world-class courses such as Pebble Beach and St. Andrews, you want to ensure that everything goes smoothly, from the transit of your clubs to the scheduling of your rounds. However, there are times when this doesn’t happen due to having bought cheap travel insurance instead of going with a more comprehensive plan.  If you already have regular insurance, that’s all well and good. It wouldn’t hurt to add insurance for golf as you’ll never know what could happen when you take a swing with your club.

Why every golfer needs this while on vacation

 

Most people think that golf is a safe sport but it does have its own danger zone to contend with. An errant shot sliced in the wrong direction could result in someone’s patio window being broken. On other occasions, a ball sailing into the opposite fairway could wind up hitting another player on the head. These are some of the instances where it would be best to be prepared by having golf travel insurance in your bag. A player who’s prepared can handle any kind of situation, whether it’s replacing stolen golf clubs or shouldering the bill for free drinks in case of a hole-in-one.

Prior to signing a contract, make sure you first read it carefully. A good golfer will want to get as much coverage as he can. There’s nothing worse than taking out a plan that turns out to be cheap travel insurance that won’t cover you for certain damages. A comprehensive policy will cover you for cancellations, medical expenses, and injuries or illnesses sustained while on your golf holiday. If you lose your clubs, then the company will take care of replacing these, whether they are yours or rented. If your clubs end up arriving late for whatever reason, then insurance will cover the cost for you to rent a replacement set. Apart from this, any unused green fee will also be returned to you.

It’s worth every cent

 

Once you find a golf holiday insurance policy that’s within your reach, make sure you go for it right away. Remember that if your trip gets cut short due to a medical emergency, the out of pocket costs that will have to be shouldered by you could be in the tens of thousands. When your golf holiday is insured, you will never have to worry about finding the care you need and making the necessary arrangements on your own.

If you happen to be pregnant prior to the start of your grand holiday, then you need to get good travel insurance.  Oftentimes, life somehow interferes with our plans. What was supposed to be a well-deserved, year-in-the-making vacation to some exotic tropical island has now become a trip filled with uncertainty. How will you secure the safety of the baby that’s growing inside of you without taking the necessary precautions as you travel hundreds of miles? For some people, they don’t really care even if it’s cheap travel insurance they get just as long as they make it to their destination. However, don’t risk the precious life that’s now become your responsibility. Here are some points that expectant mothers-to-be should pay attention to when travelling.

Bulkhead seats and early check-ins

 

Since you have chosen to travel while you are pregnant, ask your airline if a bulkhead seat is possible. Remember that you will be competing against families with small children, looking to secure this kind of arrangement as well. Bulkhead seats are preferred since there is nothing except a wall or division in front, allowing you to comfortably stretch out. Early check-in at the airport is one sure way of getting one. If you can afford it, travel business class, especially on airlines that offer flat beds.

Check that your insurance is in order

 

It’s important to know that travel insurance companies won’t provide coverage if you don’t have at least eight weeks to go before your due date on the return travel date, which is around 32 weeks. There are some companies that have policy cut-offs at 27 or 28 weeks. While you could claim for losses unrelated to your pregnancy, you run the risk of not being able to make a pregnancy-related claim if you are travelling with cheap travel insurance. This is something you should mull over carefully, especially when the possibility of complications become greater as you enter the second half of your final trimester.

Getting insurance is a must no matter what

 

If you can’t find a company that offers travel insurance while you’re pregnant, then go directly to a broker who can. This can be a much more costly alternative than getting a standard policy but if peace of mind for you and your baby is of top priority, then shelling out the extra money is well worth it in the end. There are times when vacation plans really need to push through, even though you are almost ready to pop!

Sometimes, life happens and we can’t back out of our commitments. Being pregnant while travelling can be quite the hassle, especially if you are almost near your due date. Travelling for an expectant mother can become less stressful once you have adequate travel insurance that will cover both you and the baby. Don’t fail to leave home without it!

There is none both comical and distressing experience than an upset stomach during a travel break.  Most of us have felt that unfortunate and energy-sapping rumbling feeling at the most inopportune moment, such as when the tour bus is about to leave or when you’re next in line on that banana boat ride. These are times that you look up to the heavens and wonder: Does my cheap travel insurance cover this medical emergency? Or, how far is the next stop and where in there could be that loo?

Don’t kid yourself that you’ll never suffer the fate of so many. You’re always one shot glass of that colourful cocktail drink or a spoonful of that exotic dish away from tummy trouble. Sometimes, the mere thought of diarrhoea can even make your intestines aquiver. Sadly, our digestive system is, forgive my exaggeration, preternaturally knotted with our emotions. That high you get from this morning’s bungee jump and that boring yet bumpy ride to the lighthouse boasting a panoramic view could easily leave you twisted and knotted inside.

So here are some simple ways to keep your guts straight.

1.       “There is nothing that wastes the body like worry,” says Mahatma Gandhi. Stop worrying and creating tension to your stomach. You can’t do anything more to whatever you forgot to do or left behind. So leave them behind and savour fresh experiences. Remember, when you worry, you go crappy.

2.       Nothing gets your body always ready than just forty winks. Take that siesta when and where you can. A lack of sleep can leave you nauseous and make everything unpalatable. Don’t pull a late-night bender when you have a full day ahead.

3.       Give in to your doubt. If you think that spicy street food will leave your tummy in tangles, it will. Experiencing new things always takes guts (pun intended). If you think the local tap water won’t sit well in your stomach, then don’t drink it. It goes without saying that you shouldn’t use the local ice either.

4.       Be careful in picking buffet food. Some dishes could be sitting there all day.

5.       Alcoholic beverages and carbonated soft drinks can shake up what you ate beforehand. Drink them moderately.

Before you travel, make sure you bring a first aid kit that includes loperamide or similar medication. When experiencing diarrhoea, make sure you take plenty of fluids to avoid dehydration. See a doctor if the symptoms last for more than 24 hours. Make sure you have at least a cheap travel insurance that can provide maximum coverage for emergency medical treatment.

It’s no fun if you’re taking more trips to the loo instead of running and strolling along the sunny, sandy beach. Tummy troubles can turn that wonderful break you’ve planned all year long into a forgettable one. Go see a doctor for the necessary shots, visit your travel insurance agents, grab the camera and tripod, and have a memorable vacation.

The land down under’s favourite travel vacation island has added new exciting places to visit and experience. So ready the travelling luggage, charge up the digital cameras, call your travel insurance agent, and list down these places in your itineraries.

The Museum of Old and New Art has placed the capital city of Hobart in the list of must-see cities with invaluable indigenous and dynamic art scene.  The £100 million museum opened in early 2011 and showcases antiquities, as well as modern and contemporary art from the David Walsh collection.  The largest privately funded museum in Australia was designed by architect Nonda Katsalidis and is described by Walsh as an “unmuseum” and a “subversive Disneyland.”

Situated within the Moorilla winery, the MONA houses works such as Wim Delvoye’s “Cloaca Professional,” Chris Ofili’s “The Holy Virgin Mary,” Sidney Nolan’s “Snake,” and Stephen J. Shanabrook's “On the Road to Heaven the Highway to Hell.” A travel insurance won’t be needed there when you descend the subterranean exhibit halls.

About 15 miles north of Hobart is the Bonorong Wildlife Sanctuary, which is home to the famous Tasmanian devils. Other species found there are bandicoots, quolls, potoroos, pademeleons, and other distinctive variants of kangaroos, owls, and echidnas. The park is run by conservationist Greg Irons, who offers behind-the-scene tours and also leads an animal rescue team.

Most of Bonorong’s indigenous animals are nocturnal, which is why the park conducts night tours and allows visitors to see the animals at their active moments. One impressive highlight of the tour is the hand feeding of a mob of forester kangaroos. There is no concern for upgrading your cheap travel insurance coverage though, these marsupials are very social and takes meekly to human interaction.

Located at the Brighton suburb, the Bonorong wildlife park offers discounts for groups of eight or more people. Each visitor receives a complimentary bag of wallaby food upon entry.

Tourists keen on taking nature walks capped with soothing and unforgettable creature comforts ought to visit Freycinet, a peninsula on the eastern side of the island. The Freycinet Experience Walk is a lodge-based four-day stroll along the length of the peninsula.  Each panoramic trip assures visitors of sumptuous local dishes and refreshing wine at each stop.

In addition, the lodge also showcases an Ephemeral Art Exhibition that involves local artists who create transient sculptures that utilize the natural environment. Guests are welcome to sit in and participate in the artistic activities.

The reason why both seasoned and newbie travellers take out  travel insurance is to get protection from accidentally misplaced luggage, cancelled reservations, and missed flights. Nevertheless, these aren’t the only reasons why you should consider getting this for yourself.  The reason why you should get covered is to protect yourself from any untoward emergency that may befall on you.

According to Smarttraveller.gov.au, examples of costs you could be subjected to while overseas include the following: hospitalization in a Southeast Asian hospital can exceed $800 a day, a medical evacuation from the United States is $300,000, while repatriation of remains from a European country is pegged at $10,000. With numbers like that, your dream holiday could very well be over if you had to pay those amounts out of pocket without any form of travel insurance to assist you in defraying expenses.

In Australia, it is mandated by law that companies who issue coverage policies present you with a Product Disclosure Statement (PDS) prior to taking out a plan. Put simply, a PDS outlines what your policy covers, including accidents that will be paid out.  It will also indicate if there are any particular term and condition attached so if you happen to have a pre-existing medical condition, make sure you are covered for this.

When you are abroad, another point worth knowing is where you can get the best medical care. Most healthcare facilities may not be of the same standard you are accustomed to at home. Therefore, people travelling with a serious condition or ailment should research the location and quality of medical facilities in the country they plan on visiting.

Before filling out the necessary forms, one question you should not fail to ask is how long your policy will remain in effect. Sometimes, people are in a hurry that they forget to ask this. Make sure then you find out if your coverage is for a single vacation or business trip or for an entire year including any and all travel within that period. It is to your advantage if you take out an annual policy as opposed to one for a single trip if you intend to travel more than once.

So now that you have travel insurance and are ready to take off on your grand holiday, there is one more thing you should keep in mind.  Ask your insurance company representative for a number to call should you need help at any time before, during, and after your trip. It would also be quite useful to ask for a 24 hour emergency contact number in case you run into unexpected trouble after normal business hours.

For newly minted Australian high school graduates, it is important to get  travel insurance if you plan on taking some time off before going off to Uni.  A lot of young men and women use this all-important occasion to see the world, immerse themselves in different cultures, and discover what they want to do with the rest of their lives in the process. Students who pack off for foreign lands during their gap year  find odd jobs such as waiting tables, picking fruit, or even voluntary conservation work. Nevertheless, accidents do happen so it is best to have “peace of mind” as you live, work, and play while you are far from home.

You are a long way from Mum & Dad

Students who stay overseas before transitioning between high school and Uni are encouraged to get travel insurance before heading out. There are quite a few situations you could find yourself in while on your journey so it is best to have something solid to hold on to. Besides, you are a long way from Mum and Dad and the financial help they can offer. Of course, you could be thinking of how much trouble could you possibly run into while you are away but be forewarned.  Medical bills, especially while abroad, can be quite expensive.

Getting yourself sick can be quite a bother

For example, while out on the ski slopes, you accidentally break a leg, or suddenly get appendicitis and need emergency surgery to get the inflamed appendix out. A medical procedure as simple as getting your leg wrapped up in a cast can be horrendously pricey. With a routine appendectomy, prices become even more ridiculous.  Spare yourself the trouble of having to source funds for situations like these by getting adequate insurance coverage. A policy like this will pay your medical and dental bills, and get you back home in one piece if you are too ill to travel through normal modes of transportation.

Useful for the sports minded

Students who like to engage in high risk activities while visiting other countries will find this to be of great help. Sports such as bungee jumping, kayaking, and parasailing are considered to be dangerous and the potential for breaking bones is always there.  It doesn’t hurt to arm your son or daughter with a coverage plan that can save you and them an unnecessary headache.  So before you let them take on the world, make sure you take out student travel insurance.

For newly minted Australian high school graduates, it is important to get  travel insurance if you plan on taking some time off before going off to Uni.  A lot of young men and women use this all-important occasion to see the world, immerse themselves in different cultures, and discover what they want to do with the rest of their lives in the process. Students who pack off for foreign lands during their gap year  find odd jobs such as waiting tables, picking fruit, or even voluntary conservation work. Nevertheless, accidents do happen so it is best to have “peace of mind” as you live, work, and play while you are far from home.

You are a long way from Mum & Dad

Students who stay overseas before transitioning between high school and Uni are encouraged to get travel insurance before heading out. There are quite a few situations you could find yourself in while on your journey so it is best to have something solid to hold on to. Besides, you are a long way from Mum and Dad and the financial help they can offer. Of course, you could be thinking of how much trouble could you possibly run into while you are away but be forewarned.  Medical bills, especially while abroad, can be quite expensive.

Getting yourself sick can be quite a bother

For example, while out on the ski slopes, you accidentally break a leg, or suddenly get appendicitis and need emergency surgery to get the inflamed appendix out. A medical procedure as simple as getting your leg wrapped up in a cast can be horrendously pricey. With a routine appendectomy, prices become even more ridiculous.  Spare yourself the trouble of having to source funds for situations like these by getting adequate insurance coverage. A policy like this will pay your medical and dental bills, and get you back home in one piece if you are too ill to travel through normal modes of transportation.

Useful for the sports minded

Students who like to engage in high risk activities while visiting other countries will find this to be of great help. Sports such as bungee jumping, kayaking, and parasailing are considered to be dangerous and the potential for breaking bones is always there.  It doesn’t hurt to arm your son or daughter with a coverage plan that can save you and them an unnecessary headache.  So before you let them take on the world, make sure you take out student travel insurance.

Despite globalization, some people, men and women, still need to travel to distant places in the name of their work. Travelling will have become a normal part of their lives which should be an easy and convenient experience. If you are looking for travel insurance suitable to your lifestyle consisting of multiple travels, then an annual travel multi-trip policy from an online insurance provider might be exactly what you need.

Annual multi-trip policies are suitable for people who frequently get out of the town or city to another location or country. This policy is also suitable for travellers who travel just for the fun of it. Annual travel insurance can save you a lot of money and it will give you more time to concentrate on your work than on the many underlying processes of travelling. You won’t have to purchase insurance for every trip you make because having annual multi-trip insurance will cover all your trips in one year.

The number of days covered by this type of policy usually can last for 30 to 120 days depending on your online provider. In a span of 12 months, no matter how many international or domestic trips you make, you are covered 24/7. It will give you a peace of mind while travelling anywhere.

Looking for a multi-trip policy should be taken with time. Remember that your insurance will last for one whole year so it is only appropriate to pick one that will suit all your travelling needs and budget. Basically, it should cover trip cancellations and delays, medical emergencies abroad, luggage and personal effects, theft, and other mishaps you might come across while travelling. You might even want to include coverage for special situations regarding coups or terrorism, if there is any available.

Professionals, businessmen, and travellers should never put their safety at stake when taking multiple trips is involved. Ensuring your security and safety should be a top priority when you are in a place you have seldom or never been to. Multi-trip policies should be comprehensive for any unexpected eventuality.

Getting from one place to another should be the least of your problems and the best thing about the World Wide Web today is that with online travel insurance providers, you can easily make informed comparisons by requesting for free quotes online. Online insurance providers give you convenience, affordability, and power, all at the click of your mouse.

The internet can take you to various places without leaving your home. It is made possible through travel blogs and websites devoted to the beauties and wonders of the world. Despite that, don’t you think nothing beats a firsthand experience of a different country and its culture? Now, if you are considering travelling outside of your home land, then it might be wise to purchase travel insurance for your safety. Informing yourself of the current condition of your travel destination would also be wise by reading travel warnings and advisories.

Your government issues travel warnings and advisories for different countries. Its purpose is not to ban you from travelling to a specific country but to warn you regarding a country and its present situation. You do not, however, have to be limited by these travel advisories. It is still up to you whether you still want to go or not.

These government issued warnings usually cover the situation of a country regarding war and terrorism, climate, local travel, and airline safety. Wildlife, health issues, natural disasters, and local laws are also included to give you a short description of things you need to know. It prepares any traveller on what to expect when he visits a country.

In cases of civil unrest or violence, you can ask yourself whether the entire country is affected or not. Violent events usually happen in one specific area while the rest of the country is still peaceful and welcoming foreign visitors. Countries that have positive travel feedback from foreigners still warn future travellers to exercise vigilance and caution with their belongings such as your travel insurance and themselves.

When reading an advisory, you have to check whether it has been updated lately or not. You might be discouraged to visit a certain country when you read one negative travel advisory of your government. Upon reading, you discover that it was written two years ago. Read some international newspapers and see if the country has any recent improvement. A little research can give you updated information.

Travelling abroad is always an eye-opening experience. Whether it is for a short vacation or a business trip, you should always be prepared for the worst. International travel lets you see the world different from your own. Educating yourself about the security and safety of the places you would like to visit can help you make the right decisions when purchasing your travel insurance. Learn to prepare for an exciting, yet responsible travelling experience.